Do You Have An Emergency Disaster Plan? Courtesy of The Deem Team

Don't let disaster hit you unprepared. When every moment counts, it's important to know what steps to take to keep you and your loved ones safe. Consider the following from USAGov.

Here are some steps you can take to become better prepared:

Download the FEMA App to get alerts and warnings about weather conditions. Receiving timely information about weather conditions or other emergency events can make the difference in knowing when to take action to be safe. The app also provides safety tips about what to do before, during, and after disasters.

Create and test a family communications plan. Your family may not be together if a disaster strikes, so it is important to know which types of disasters could affect your area. Know how you'll contact one another and reconnect if separated. Establish a family meeting place that's familiar and easy to find.

Document and insure your property. When a disaster strikes, having insurance for your home or business property is the best way to ensure you will have the necessary financial resources to help you repair, rebuild, or replace whatever is damaged.

Buy insurance that covers the specific risks associated with your region. Look for homeowners or renters insurance that covers damage caused by floods, high winds from tornados and hurricanes, earthquakes, or other concerns.

Strengthen your financial preparedness. Collect and secure personal financial, insurance, medical, and other records so you have the documentation needed to start the recovery process without delay. Know your disaster costs.

Get trained to help others. Minutes matter in a disaster, and if emergency responders aren't nearby, you can be the help until more help arrives.

Learn how to find volunteer opportunities and donate to survivors. After a disaster strikes, many people want to donate their time, money, or goods. Learn tips on how to avoid scams when you're searching for a charitable organization to work with, and the best steps to take to support first responders.

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